Because you’ve enrolled in your company’s identity theft protection benefit, you're already ahead of the game. AI-powered scams are targeting employees at unprecedented rates, and most people don't realize their vulneribility until it's too late.
In 2025 alone, AI-enhanced fraud attempts increased by over300%. Now, anyone with an internet connection can access AI tools capable of cloning voices, creating fake videos, and crafting nearly undetectable phishing schemes. The good news? You have identity theft protection. And the more you know about these threats, the better equipped you'll be to spot them before they cause damage.
5 AI Scams Targeting You Right Now
1. AI-Enhanced Phishing: When Scam Emails Sound Like Your Boss
Phishing emails and texts trick victims into clicking malicious inks or sharing sensitive information. These messages appear to come from trusted sources—your boss, HR, even your bank—demanding immediate action.
What's new: AI helps fraudsters write grammatically perfect, personalized messages that mirror the communication style of the person they're impersonating. They analyze publicly available emails and social media posts to make their messages indistinguishable from the real thing.
2. Voice Cloning: That's Not Your Mom Calling
Scammers record someone's voice from as little as three seconds of audio—easily found in social media videos or voicemails. They then use AI to make that cloned voice say anything they want.
The scam: You receive a frantic call from someone who sounds exactly like your spouse, parent, or child. They claim to be in an accident or arrested and need you to send money immediately. The emotional manipulation, combined with a familiar voice, overrides your logical thinking.
3. Deepfakes: Your Face, Their Crime
Scammers collect photos and videos of you from social media, then use AI to create fake images or videos showing you doing or saying things you never did. Fraudsters may use counterfeit images to extort money from you, or they may use AI to clone your voice and face, generate realistic biometric data, and mimic your writing style, making it possible to convincingly pose as you via phone, video, or written communication.
4. Credential Stuffing: How One Stolen Password Becomes Thousands
When your username and password are exposed in a data breach, scammers use AI to automatically try those credentials across thousands of websites simultaneously. If you've reused the same password across multiple accounts, one breach becomes a gateway to everything—your email, banking, social media, and more.
5. AI-Powered Social Engineering: Scammers Know Your Weak Spots
AI supercharges traditional scams by analyzing massive amounts of data about you to craft deeply personalized schemes. Fraudsters scrape your social media, public records, and professional profiles to learn everything about you—your hobbies, friends, family members, employer, and recent life events. They use this information to build trust and manipulate you into sharing sensitive information or sending money.
Red Flags: How to Spot AI Scams
Trust your instincts. Watch for these warning signs:
- Urgency and pressure - "Act now or your account will be closed" or "Emergency—need money immediately"
- Unusual requests - Payment via gift cards or cryptocurrency, asking for passwords or Social Security numbers
- Strange communication patterns - Voices that sound slightly off, emails from addresses with slight variations
- Too-good-to-be-true scenarios - Unexpected job offers requiring upfront payment
- Verification gaps - Refusing to verify identity through official channels
What to Do If You're Targeted
Stop and verify. Don't respond immediately. Contact the person or company directly using a phone number or email address you know is legitimate—not the one provided in the suspicious message.
Establish a family code word. Create a secret word that only your immediate family knows to verify emergency calls. Since AI can be used to impersonate you in messaging your family, it's ideal to create a code word with your in-person contacts.
If you've already engaged with a scammer, contact IDShield immediately. Your benefit includes 24/7 access to fraud specialists who can assess the damage, place fraud alerts, and begin identity restoration if needed. Change your passwords and alert your bank and credit card companies.
Your IDShield Protection Benefit: Know Your Benefit
Your IDShield benefit continuously monitors your personal information across credit reports, Social Security number usage, banking accounts, public records, and dark web marketplaces. If suspicious activity is detected, you'll receive real-time notifications.
If identity theft occurs, you have direct access to licensed investigators who will work for as long as it takes to restore your identity to its pre-theft status. Your benefit covers you, and if you have the family plan, it also covers your family.
Take Action Today
- Log in to your IDShield member portal - Review what's being monitored and add family members
- Enable multi-factor authentication - Add extra security to email, banking, and social media accounts
- Create unique passwords - Use different passwords for each account
- Review social media privacy settings - Limit who can see your personal information
- Establish a family code word - Use it to verify emergency calls
If You Suspect You've Been Targeted
Contact IDShield immediately through your member portal or the 24/7 line. Please don't wait, don't assume it's nothing, and don't try to handle it alone. That's precisely why you have this benefit.