As part of your employee benefits package, your LegalShield membership gives you access to affordable legal guidance for life’s biggest milestones, including marriage.
While wedding planning is exciting, it’s also a smart time to think about your financial future. A prenuptial agreement (or “prenup”) is simply a proactive way to protect both partners and set clear expectations from the start.
What Is a Prenup?
A prenuptial agreement is a legally binding contract created by two people before they are married. It outlines:
- Each person’s assets and debts before marriage
- How finances will be handled during the marriage
- How assets and debts would be divided in the event of divorce
It’s not about planning for failure; it’s about planning responsibly.
Why Consider a Prenup?
Many couples don't want to think about divorce statistics on their wedding day, but planning ahead can prevent financial and emotional stress after.
A prenup can help protect:
- Premarital Assets & Debts - If one spouse brings significant assets or debt into the marriage (like student loans, investments, or property), a prenup clarifies how those will be treated.
- Business Interests - If you own a business or plan to start one, a prenup can help keep ownership and profits defined.
- Children from Prior Relationships - A prenup can outline financial protections and inhertiance plans for children from previous relationships.
- Family Assets - Family property, inheritances, or family-owned businesses can remain protected and clearly designated.
- Financial Responsibilities - You can determine in advance:
- Who pays which expenses
- How taxes will be filed
- How bank accounts and investments will be handled
- How large purchases or sales will be decided
Clear expectations now can prevent conflict later.
How Much Does a Prenup Typically Cost?
In the open market, the cost of a prenuptial agreement can vary widely depending on several factors, including:
- Your state and city
- The complexity of assets and debts
- The level of customization required
Without legal support, costs can escalate quickly, especially if revisions or negotiations are needed.
Why Use Your LegalShield Membership?
Here’s where your employee benefit makes a difference.
With LegalShield, members receive:
- Access to an experienced provider law firm
- Legal advice on an unlimited number of personal legal issues
- Contract review and guidance
- Transparent, predictable monthly costs
- No high hourly attorney fees for covered services
If you're considering a prenup, a provider lawyer can:
- Explain your state’s requirements
- Review draft agreements
- Provide guidance before you sign
- Help ensure the agreement stands up in court
Instead of worrying about “How much will this cost me?” you can focus on making informed decisions with confidence.
Frequently Ask Questions
- Is a prenup worth it?
For many couples, yes. Divorce can cost thousands or far more, especially when disputes arise over assets and debts. A prenup helps reduce uncertainty and potential conflict. - Can we write our own prenup?
While it’s possible, it's not recommended. Prenups must meet specific legal standards to been forceable. Professional legal guidance helps ensure your agreement holds up. - Do prenups standup in court?
Yes, if they are properly drafted, voluntary, and meet state legal requirements.
A Smart Step for a Secure Future
Marriage is about partnership, and that includes financial transparency and planning. A prenuptial agreement isn’t about mistrust; it’s about clarity, communication, and protection.
As a LegalShield member, through your employee benefits program, you already have access to affordable legal guidance. If you’re engaged or planning to be, now is the perfect time to use your membership.
Contact your provider law firm today to discuss your options and protect what matters most.